Equity Release Schemes

Equity Release Advice

Empowering you to release equity from your home & unlock the wealth tied up in your property

We’ll take the time to understand your aspirations and advise you on solutions for releasing capital or income from your home including 'equity release schemes', ‘lifetime mortgages’ and ‘home reversion schemes’. These schemes do not carry any risk of you losing the ability to remain in your home for the remainder of your life.

What are your options for releasing equity from your home?

As Independent Financial Advisers, we can access equity release plans from across the market, meaning we are never tied to just one provider and can give you a greater choice to meet your needs.

Lifetime Mortgages

Lifetime mortgages allow you to release a lump sum from the value of your home, with no regular repayments to make. Any interest is paid off when the property is sold, and you continue to occupy your house as normal.

Home Reversion Schemes

A home reversion scheme enables you to sell a portion, or indeed all of your home to a reversion company or individual, for a lump sum or regular income. Although you no longer own part or all of your home, you still retain the right to live in your property, free of charge, for the length of your life.

The older you are when you start a home reversion scheme, the higher the percentage you will get of your home’s market value. Usually, for this reason, they are best suited for those over 70.

Why choose Ellis Bates for Equity Release Advice?

  • Access to the whole of the equity release market
  • Personal, honest, impartial advice
  • Dedicated adviser and equity release team
  • Initial consultation at our expense
  • Highly experienced – established since 1980


To find out how equity release works download our brochure.


Your financial partners for life...