As an adult placement (AP) carer you have specific insurance requirements in respect of public liability, home, motor and holiday insurance.

Does your home insurance policy include non-members of your family?

Typically a home insurance policy will cover only the belongings of the policyholder and members of the family permanently residing with the policyholder.

Your insurance policy may have restrictions placed upon it or may be declined altogether once your insurer is aware of your occupation as a carer.

Ellis Bates has secured a complete household insurance package for buildings, contents and personal possessions with the Legal & General Insurance Company specifically designed for carers. It includes up to three people who are not family members who reside at the home on a long-term basis or are regular respitees.

The policy has the benefit of comprehensive cover at a competitive premium and automatically provides a claims helpline as well as legal and domestic advice. Payment by instalment facilities are available on request.

Please Note: 1) Ellis Bates is the insurance broker acting for the National Association of Adult Placement Services and 2) Legal & General will not usually increase the standard premium because of your occupation as a carer.

Please telephone Ellis Bates for a personal quotation. Even if you are already insured, insurance companies will decline or restrict cover once they are aware of your occupation as a carer.

Public Liability

We also provide the public liability insurance you need as an AP carer, whether you provide day care only, full time residential support and care, or kinship support. The limit of indemnity (cover) is £5,000,000 which also indemnifies your local authority.

Click here to download a public liability application form. Complete the form and post it to Ellis Bates with your cheque.

Temporary (holiday) Support Worker Cover

Your liability cover can be transferred temporarily to other carers coming into your home to care for your residents during your holiday absence (up to a maximum of two weeks at a time). The declaration form below must be completed and returned to Ellis Bates with the appropriate £10.00 fee, prior to any temporary relief period.

Click here to download a temporary (holiday) application form. Complete the form and post it to Ellis Bates with your cheque.

Please Note: You must be a member of NAAPS to take advantage of these nationally agreed insurance schemes and preferential rates.

If you have any queries please talk to:

Amanda Dufton
01423 724513
Glenda Sibson
01423 724514

If you are an approved support worker / carer please contact Angela on 01423 724518.

Links:

Local Authority Social Care Services
Adult Placement Schemes
NAAPS